Many people think that life insurance can only be used after the death of the policyholder, but they can also take advantage of it while the policyholder is still alive. From long-term care to loans and more, life insurance policies (especially permanent life insurance policies) can provide more than a death benefit.
If you already have a term life insurance policy, it is possible to change it to a permanent life insurance policy - check with your insurer to find out what options are available. If you are shopping for a potential policy, you may want to consider one of our INSROMA Select life insurance options. For whole life insurance, MassMutual stands out with several policies to choose from and a strong track record of revenue. Pacific Life differentiates itself from universal life insurance with flexible, customized products that can help you do things like supplement your retirement income.
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